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Credit Karma

Credit Karma

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App Description

The following description comes from the Google Play Store description of the app:

Credit Karma is the free, effortless way to stay on top of your credit. Get always-free credit reports and credit scores from two leading credit bureaus and daily credit monitoring of your TransUnion credit report. Making sense of your credit was never so easy.

Free, Helpful Features for Your Credit:

• Credit reports and scores provided by both TransUnion and Equifax
• Weekly updates of credit scores and reports
• Daily monitoring of your TransUnion credit report
• Push notifications for credit alerts
• Personalized recommendations
• Tools to track all your reported accounts in one place

What’s New:

• Credit reports and scores provided by both TransUnion and Equifax
• Cleaner, redesigned layout
• Upgraded dashboard quickly highlights key changes to your credit profile
• Easy-to-read list of your alerts and notifications

Next Update:

We’ll be continuing to update our app in the next few months with new features. Stay tuned!

CREDIT KARMA HAS BEEN FEATURED IN
• MSNBC
• SmartMoney
• Wall Street Journal
• Forbes
• TechCrunch
• USA TODAY

Credit Karma is both a free consumer service and a personalized marketplace. We provide more than 60 million people with free credit scores, reports and credit monitoring, and we specialize in helping you find financial products that fit your specific needs. We believe that taking charge of your credit and reaching your financial goals go hand in hand. To learn more, visit www.creditkarma.com.

Frequently Asked Questions:
Q: Is Credit Karma really free?
A: Yes. Credit Karma will never ask for your credit card information.

Q: Will accessing my credit report hurt my credit?
A: No. Checking your own score does not negatively impact your credit score.

Q: Is this my real credit score?
A: Yes. The scores on Credit Karma come straight from TransUnion and Equifax. They’re calculated using the VantageScore 3.0 scoring model – VantageScore was a collaboration by the three major credit bureaus. Most Americans actually have dozens of credit scores, and your scores can vary based on the credit bureau and scoring model being used. They’re all based on your credit report, though, so tracking one or two of your scores over time and keeping a close eye on your credit reports is a great way to stay on top of your credit health.

Sensitive Permissions Used By This App
Permission What Why
Full network access Can access the internet It appears this app uses this data for internal use within the app's functionality
Can access the internet It appears this app uses this data for mobile analytics
Find accounts on the device Can use user's account information stored on the phone Not analyzed yet
Third Party Libraries Used by this App
Library Usage
Flurry

Privacy Analysis

Version of the app analyzed:

4.2.2

App was last analyzed by Privacy Grade on:

11/04/2016

Why does this app have this grade?

Our method for grading apps uses a privacy model that we built. This model is based on crowdsourced surveys that we conducted to capture people’s expectations and comfort levels with various app behaviors.

You can see more information about how we grade apps in our FAQ.

See the sensitive permissions table below the app description to see the permissions that made users of the app uncomfortable.

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