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First Data Mobile Pay Solution

First Data Mobile Pay Solution

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App Description

The following description comes from the Google Play Store description of the app:

Mobile Pay™

Use your smartphone to easily accept credit and signature debit card payments, anywhere you have wireless coverage. The powerful Mobile Pay app is easily downloadable to your Android device, turning it into a mini credit card transaction terminal that performs as a traditional wireless terminal, but at a lower cost.


The Mobile Pay Advantage

• Security – encrypts card data instantly upon swipe (verified compliant with PCI DSS)
• Sturdy card reader – Mobile Pay doesn’t swivel, so you can count on reliable swipes
• Support and service – 24/7 from leading payments experts


What You’ll Need

• Merchant account (new or existing)
• Smartphone with data (service) plan
• Mobile Pay downloadable app
• Mobile Pay card reader

Rooted/Jailbroken devices are not supported due to security risks.

What’s New in Version 2.2

• A faster, easier user interface
• Intuitive transaction flow
• View sales history and issue refunds from the same screen
• New settings – automatically copy yourself on mail receipts; configure tips and sales tax from your phone
• Items Mode: Add items from an inventory to your transactions and receipts.
• SMS Receipts: Enter mobile phone numbers to send receipts via SMS.
• Transaction Description: Descriptions can be added to transactions and receipts.
• Cash Sales: Track and process cash transactions just like credit card sales.
• Transaction Searching: Find transactions by filtering the date, card number, or amount in the sales history.

Sensitive Permissions Used By This App
Permission What Why
Read your contacts Can read user's contact list (phone book) and phone call history Internal
Precise location (gps and network-based) Can use user's precise location Internal
Can use user's precise location It appears this app uses this data for market/customer analysis
Full network access Can access the internet It appears this app uses this data for internal use within the app's functionality
Can access the internet It appears this app uses this data for mobile analytics
Record audio Can record audio through microphone on device Internal
Take pictures and videos Can use camera or flashlight on the phone Internal
Read phone status and identity Can read phone's current state information like in-phone call, phone signal, carrier, device ID, and phone number Internal
Can read phone's current state information like in-phone call, phone signal, carrier, device ID, and phone number It appears this app uses this data to identify users for market/customer analysis
Pair with bluetooth devices Can connect to user's Bluetooth devices Internal
Disable your screen lock Allows applications to disable the keyguard if it is not secure. Not analyzed yet
Connect and disconnect from wi-fi Can connect to and disconnect from Wi-Fi access points Not analyzed yet
Change network connectivity Allows applications to change network connectivity state. Not analyzed yet
Directly call phone numbers Can call phone numbers Not analyzed yet
Write call log Can change your device’s call log including incoming and outgoing calls data Not analyzed yet
Approximate location (network-based) Can use user's approximate location Not analyzed yet
Read call log Can read your device’s call log, including incoming and outgoing calls Not analyzed yet
Edit your text messages (sms or mms) Allows the app to write to SMS messages stored on your tablet or SIM card. Malicious apps may delete your messages. Not analyzed yet
Modify or delete the contents of your usb storage Can write to your phone's USB storage Not analyzed yet
Modify your contacts Can edit contacts on device Not analyzed yet
Send sms messages Can send SMS messages Not analyzed yet
Receive text messages (wap) Allows an application to receive WAP push messages. Not analyzed yet
Receive text messages (sms) Can receive SMS messages Not analyzed yet
Read your text messages (sms or mms) Can read SMS messages Not analyzed yet
Find accounts on the device Can use user's account information stored on the phone Not analyzed yet
Third Party Libraries Used by this App
Library Usage
Flurry

Privacy Analysis

Version of the app analyzed:

3.1.0

App was last analyzed by Privacy Grade on:

04/17/2015

Why does this app have this grade?

Our method for grading apps uses a privacy model that we built. This model is based on crowdsourced surveys that we conducted to capture people’s expectations and comfort levels with various app behaviors.

You can see more information about how we grade apps in our FAQ.

See the sensitive permissions table below the app description to see the permissions that made users of the app uncomfortable.

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