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Mobile Pay

Mobile Pay

App Description

The following description comes from the Google Play Store description of the app:

Mobile Pay enables you to accept card payments with your smartphone. It's fast, secure, and easy to use. Whether you sell at trade shows, stadiums or festivals, host in-home parties, or make deliveries, Mobile Pay makes it easy for your customers to pay with a credit or signature debit card.

START ACCEPTING CREDIT CARDS TODAY
Sign up for a Bank of America Merchant Services account and start selling today by visiting https://mobilepay.bankofamerica.com on your computer or call 1-800-354-8985 to speak with a representative.

Once approved, you can activate this mobile app and begin accepting payments right from your phone by key entering or by swiping the card using the optional card reader.
You can easily add sales tax and/or tips. When you’re done, your customer signs right on the screen and you can email them their receipt. Refunding your customer is straightforward too by simply selecting a given transaction from the in app transaction history.

CUSTOMER SERVICE/TECHNICAL SUPPORT
Bank of America Merchant Services provides live 24/7, United States based customer support. We're here to give you the support you need to be successful.

Encryption AND Security
The Mobile Pay product provides peace of mind by complying with all industry standard mandates. The optional card reader encrypts the card data at the point of swipe.

NOTE: For security reasons this application will not run on "rooted" devices.

Sensitive Permissions Used By This App
Permission What Why
Read your contacts Can read user's contact list (phone book) and phone call history Internal
Precise location (gps and network-based) Can use user's precise location Internal
Can use user's precise location It appears this app uses this data for market/customer analysis
Full network access Can access the internet It appears this app uses this data for internal use within the app's functionality
Can access the internet It appears this app uses this data for mobile analytics
Record audio Can record audio through microphone on device Internal
Take pictures and videos Can use camera or flashlight on the phone Internal
Read phone status and identity Can read phone's current state information like in-phone call, phone signal, carrier, device ID, and phone number Internal
Can read phone's current state information like in-phone call, phone signal, carrier, device ID, and phone number It appears this app uses this data to identify users for market/customer analysis
Pair with bluetooth devices Can connect to user's Bluetooth devices Internal
Disable your screen lock Allows applications to disable the keyguard if it is not secure. Not analyzed yet
Connect and disconnect from wi-fi Can connect to and disconnect from Wi-Fi access points Not analyzed yet
Change network connectivity Allows applications to change network connectivity state. Not analyzed yet
Directly call phone numbers Can call phone numbers Not analyzed yet
Write call log Can change your device’s call log including incoming and outgoing calls data Not analyzed yet
Approximate location (network-based) Can use user's approximate location Not analyzed yet
Read call log Can read your device’s call log, including incoming and outgoing calls Not analyzed yet
Edit your text messages (sms or mms) Allows the app to write to SMS messages stored on your tablet or SIM card. Malicious apps may delete your messages. Not analyzed yet
Modify or delete the contents of your usb storage Can write to your phone's USB storage Not analyzed yet
Modify your contacts Can edit contacts on device Not analyzed yet
Send sms messages Can send SMS messages Not analyzed yet
Receive text messages (wap) Allows an application to receive WAP push messages. Not analyzed yet
Receive text messages (sms) Can receive SMS messages Not analyzed yet
Read your text messages (sms or mms) Can read SMS messages Not analyzed yet
Find accounts on the device Can use user's account information stored on the phone Not analyzed yet
Third Party Libraries Used by this App
Library Usage
Flurry

Privacy Analysis

Version of the app analyzed:

3.1.0

App was last analyzed by Privacy Grade on:

04/17/2015

Why does this app have this grade?

Our method for grading apps uses a privacy model that we built. This model is based on crowdsourced surveys that we conducted to capture people’s expectations and comfort levels with various app behaviors.

You can see more information about how we grade apps in our FAQ.

See the sensitive permissions table below the app description to see the permissions that made users of the app uncomfortable.

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